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What are Corporate Fixed Deposits?

Corporate Fixed Deposit or Company Fixed Deposit or Corporate FDs are investment instruments where-in an investor deposits his/her money for a fixed time period at a fixed rate of interest with a company. They are similar to bank fixed deposits. 

Interest rate offered by Corporate FDs are higher than Bank FDs by 1-1.5% basis points.

There are many companies in India which offer Corporate FDs but we deal with only the biggest and safest (highest rated)

HDFC Ltd – Housing Development Finance Corporation Limited is the sister concern of HDFC Bank.This is India’s largest housing finance company and deposits are very safe. These FDs are FAAA rated by CRISIL and MAAA rated by ICRA.

bajaj
  • Bajaj Finance– Bajaj Finance is a subsidiary of Bajaj Finserv Ltd and has become the second biggest corporate FD company in India in a very short time. These FDs are FAAA rated by CRISIL and MAAA rated by ICRA.
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PNB Housing Finance Ltd – PNB Housing Finance Limited is a registered housing finance company with National Housing Bank (NHB). It is promoted by Punjab National Bank (PNB). These FDs have been given the FAAA rating by CRISIL and AA+ by CARE

Please get in touch with us if you have any queries regarding Corporate FDs and we can discuss it in greater detail.

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