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Vehicle insurance is an insurance for all types of vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.

All types of vehicle here means that commercial and non-commercial like cars, trucks, motorcycles, buses, tractors, JCBs etc.


Mandate By Government

Having a car insurance is a mandate requirement by the government of India.

Legal Requirement

Driving a car without insurance is illegal. You could be fined or disqualified from driving. The maximum fine is unlimited, plus you’ll receive six to eight penalty points on your license.

Financial Protection

Insurance provide financial protection in the event of your vehicle being damaged. It will also provide cover for your injuries to other drivers, passengers or pedestrians and their property.


No Claim Bonus

In case of claim for damage caused due to external impact, flood fire etc. to a parked vehicle or damage to windshield glass, this add on cover not only protects your No Claim Bonus earned so far, but also take it to next NCB slab.

Return on Invoice

In case of total damage of your vehicle either stolen or faced total damage. You will get the whole amount on invoice including registration charges and applicable taxes as well.

Zero Depreciation Cover

Usually , your policy will pay you the claim amount after deducting the depreciation amount. If zero depreciation is not available but if it is available then you don’t need to pay anything, all claim amount will be paid by the insurance company.

Emergency Assistance Cover

Under this benefit you will be offered round-the-clock assistance to deal with any technical or mechanical breakdown issues of your car! The emergency assistance cover includes minor repairs in site , lost key assistance, duplicate key issue, tyre changes etc.

Engine & Gear Box Protector

Protects your engine damage when water enters the engine during rains or flood. It pays for all child parts or internal parts.

Key Replacement Cover

This add on will help you get the replacement keys as soon as possible. When you misplace your car key this add on cover will as a savior.


Vehicle Insurance is a mandate requirement in all states of India for every vehicle running on road said by government of India

If you are driving uninsured vehicle on roads then there will be a penalty imposed on the person driving that car.

Vehicle insurance provide financial protection in event your vehicle being damaged.

Vehicle insurance provide various add on benefit like zero depreciation, return on invoice, no claim bonus, key replacement cover etc.

It provide benefit to survivors when accident results in death.

As vehicle insurance is mandate requirement for every vehicle and provides financial protection in case of accident. So, every person must have vehicle insurance to follow the rules and regulation of government and to have financial protection.

Please feel free to contact us regarding any queries related to Vehicle Insurance.

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